Banks issued 6238.6 million GEL in national-currency loans in June, 1092.9 million more than in May and the third consecutive monthly increase from 4692.8 million in April.
The outstanding stock moved the same way, more slowly. National-currency loans outstanding rose to 44551.2 million GEL in June from 43559.2 million in May, and the foreign-currency stock to 31397.9 million from 31086.0 million. The lari book now exceeds the foreign-currency book by 13153.3 million GEL.
The increase is broad by borrower type: household loans in national currency stood at 32400.3 million GEL in June and loans to legal entities at 11630.7 million, both above their May levels. The exception is household borrowing in foreign currency, which fell from 8613.3 million GEL in April to 8538.1 million in May before recovering to 8649.4 million in June.
The latest policy rate reading available is annual rather than monthly: 8.00% at the end of 2025, unchanged from the end of 2024 and below the 9.50% recorded at the end of 2023.
Figures in this post
Every number below was checked against the source before publication.
BANK_LOANS_HOUSEHOLD_FC_MBank loans to households, foreign currency National Bank of Georgia — downloaded filesBANK_LOANS_HOUSEHOLD_NC_MBank loans to households, national currency National Bank of Georgia — downloaded filesBANK_LOANS_LEGAL_NC_MBank loans to legal entities, national currency National Bank of Georgia — downloaded filesBANK_LOANS_STOCK_FC_MBank loans outstanding, foreign currency National Bank of Georgia — downloaded filesBANK_LOANS_STOCK_NC_MBank loans outstanding, national currency National Bank of Georgia — downloaded filesLOANS_ISSUED_VOLUME_MLoans issued, national currency National Bank of Georgia — downloaded filesPOLICY_RATE_AMonetary policy rate, year-end National Bank of Georgia — downloaded files